Cotality’s commitment to our clients and UAD 3.6

On September 30, 2026 Fannie Mae and Freddie Mac announced a temporary policy exception that is available for lenders who need additional time to complete their UAD 3.6 implementation. While the November 2, 2026 mandate remains in effect, lenders seeking additional time may request and receive an exception from both Fannie Mae and Freddie Mac. Cotality remains fully committed to supporting the GSEs’ UAD 3.6 program and helping our lender, appraiser, and AMC clients transition their respective workflow in accordance with GSE requirements.

Cotality continues to lead the industry’s transition to UAD 3.6 with the largest share of successful UAD 3.6 submissions through our collateral platforms and appraiser software.  We have supported thousands of appraisers in successfully creating tens of thousands of UAD 3.6 appraisals across hundreds of lenders.

Cotality will continue moving forward without slowing down in supporting our many clients who have already made the transition and those in flight. Our CMS, Mercury Network, and Appraisal Scope platforms are operational in production with UAD 3.6, with many lender and AMC clients already live and successfully working with the new standard.

Additionally, Cotality | alamode TOTAL is ready for UAD 3.6 and appraisers using TOTAL have successfully delivered tens of thousands of UAD 3.6 appraisals.  A la mode will support any appraiser transitioning to UAD 3.6, including those moving from software that will not be available to support the new standard.

Cotality will continue supporting our clients wherever they are in their transition. For clients that choose to request a temporary exception, we will work alongside them on a clear path to implementation while maintaining our focus on industry readiness, quality, and long-term adoption.

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Mercury Network Support:
Weekdays: 7:00 a.m. – 7:00 p.m. CT
Phone: 800-900-4954
Email: mercuryinfo@cotality.com